After graduation job in bank: Private banks are open to new opportunities and flexible eligibility criteria, especially for newly graduated students. Candidates can easily apply for private bank jobs at many positions. Let’s know more about them in this article.
What is a Graduation Job in a Bank?
Candidates who clear their graduation from any recognized university having at least 50 percent aggregate marks can apply for banking jobs for various positions. Graduation in banking and finance is preferred but not mandatory.Â
Candidates can apply for various entry-level positions opened for them. Some of the most popular bank jobs after graduation are mentioned in this article.Â
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How to Get a Job in a Bank After Graduation Without Appearing for an Exam?
Private banks are the best when it comes to getting a job without taking national-level entrance exams. Private banking jobs provide job roles for various positions such as branch operations executive, business development executive, front desk officer, relationship executive, etc.Â
Candidates can apply for these roles after completing their graduation. Also, candidates must develop their skills or join some internship to increase their chances of getting shortlisted for the job role. Applying for an after-graduation job in the bank can be done through some job portals like Indeed, Internshala, LinkedIn, Naukri, etc. Also, candidates can apply for the opening on the career page of the bank. Enrolling in Certification Courses that offer 100% placement assistance makes the process of job searching hassle free.
Read More: Top banking courses after graduation 2024
Top 10 After Graduation Job in Bank in India 2024
Candidates who have recently completed their graduation and are looking for a good opportunity in private banks can apply for some entry-level jobs. Some of the best job roles in the bank are mentioned below.
1. Business Development ExecutiveÂ
Candidates can easily apply for this job role after completing their graduation. Many private sector banks release openings for this job role on their career page.Â
Eligibility and SkillsÂ
Candidates who have cleared their graduation in any relevant field or Master’s degree from a recognized university. Candidates must have a good understanding of sales, business development, and related terms. Some of the key responsibilities for this job role are mentioned here.
Roles and Responsibilities
- Candidates as a Business development executive are responsible for finding new business opportunities and clients.
- Also, develop strong relationships with the existing as well as potential clients of the bank.
- Develop and implement strategies to increase sales of the products and services of the bank.
- Make research related to current trends, and competitors, and develop business ahead based on the market conditions.Â
- Analyse the needs of the customers and provide them with the best services.
- Find cross-selling opportunities for banking products such as loans, investment services, and others.
2. Branch Operation ExecutiveÂ
Candidates as branch operation executives are responsible for various operations taking place daily.Â
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. However, banking, business, finance, or accounting are preferred. Candidates must have good knowledge of banking, finance, and their related fundamentals.
Roles and Responsibilities
- As a branch operation executive candidates must ensure excellent customer services for their customers. Anybody who even comes to enquire must be addressed with utmost hospitality.Â
- The branch operation executive manages international cash transactions, ensures accuracy and follows bank regulations.
- They are also responsible for handling account-related tasks. They open and manage various account services such as savings, current, or loan accounts of customers.
- They also manage transactions and authorise different transactions.
- They ensure proper documentation and maintain records of different operations in the bank.
- They are also responsible for handling and settling disputes taking place inside the bank.
3. Financial Analyst
Candidates as a financial analyst are responsible for managing and making important financial decisions of the bank.Â
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. Also, they must have good knowledge of financial services and banking to be able to meet the eligibility requirements for the job role.
Roles and Responsibilities
- They are responsible for making financial planning.
- They manage and take different financial decisions for the growth of the bank.
- Also, they are responsible for making reports.
- They create financial modelling including all the financial services aimed by the bank.
- They are also responsible for analysing different trends in the market, and risk management.
4. Credit AnalystÂ
They are important assets of a bank. Their job role is to provide banking services and products to the clients. They analyse and manage different credit activities taking place at the bank.
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. Also, they must have good knowledge of financial services and banking to be able to meet the eligibility requirements for the job role.
Roles and Responsibilities
- They manage different credit operations such as authenticating, approving, and maintaining records.
- They are also responsible for making financial statement analysis.
- They manage and evaluate risks (if any).
- They also suggest and provide the best lending options to their clients.
- They make their clients aware of the banking services and products provided by the bank.
- They also communicate the credit and lending options to their potential clients.
5. Front Desk OfficersÂ
Front desk officers provide quick inquiry and doubt redressal for anyone who visits the bank. Apart from these they also have many roles and responsibilities.Â
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. They must be aware of the banking products and services offered by the bank.Â
Roles and Responsibilities
- They must greet and assist their customers in a friendly manner and help to address their inquiries and doubts.
- They must handle different telephone inquiries and provide them with the latest information.
- They schedule appointments of the customers with bank officers at appropriate times.
- Also handles different important documents, keeps records, and provides important notice to the clients.
- They handle cash transactions for the customers at the bank.
- They are responsible for ensuring the security at the bank.
6. Risk Analyst
Candidates in this position are responsible for managing risks and taking necessary steps to mitigate them.Â
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. Also, must have knowledge related to various risks related to banking and financial services.
Roles and Responsibilities
- They analyse and settle various risks related to a particular service of the bank.
- They also manage different risks and take necessary steps to settle them.
- They earn the trust of their clients by providing them with reliable services offered by the bank.
7. Microfinance ExecutiveÂ
Candidates having a bachelor’s degree in any recognized university having knowledge of microfinance, banking, and related fields can apply for this job role. Along with this candidates must have good communication and analytical skills.
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. However, candidates having graduated in relevant fields such as banking or finance are preferred.Â
Roles and Responsibilities
- They identify and find potential clients and inform them about various microfinance services.
- They also conduct various assessments based on the needs of the clients.
- They provide important information related to financial services to their clients.
- They monitor and evaluate the progress and financial conditions of microfinance clients.
- They also manage different risks and maintain strong relationships in the bank.
8. Relationship ExecutiveÂ
They manage and ensure strong relationships with the clients of organisations.Â
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. However, business, finance, and marketing degrees are also preferred.Â
Roles and Responsibilities
- They manage client relationships and ensure their financial needs are met up to their expectations.
- They also manage new clients, businesses and expand the customer base.Â
- They also manage cross-selling and provide financial advisory.
- They are responsible for staying updated with the latest trends and patterns followed in the market and provide information to the clients.
- They strengthen their relationship with their clients and also ensure quick doubt-solving if any.
9. Corporate Sales Executive
Candidates as a Corporate sales executive manage corporate clients of the bank. They maintain relationships with their corporate clients and make sure their financial needs are met.Â
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field. However, business, finance, and marketing degrees are also preferred.Â
Roles and Responsibilities
- They build and maintain strong relationships with corporate clients.
- They make sure the needs of their corporate clients and businesses are met.
- They carry out major research to find new trends, achieve sales targets, and cross-sales.
- They provide financial advisory and carry out credit risk management services.
10. Private Banker
A Private banker is responsible for managing and providing services, especially to high-net-worth clients. They ensure that the doubts and concerns of their client are met at the earliest.
Eligibility and SkillsÂ
Candidates for getting eligible for this job role must have a bachelor’s degree from a recognized university in any field.Â
Roles and Responsibilities
- They work with high-net-worth clients to provide them with banking products and services.
- They address their client’s concerns and provide redressal at the earliest.
- They provide a range of financial services such as investment management, estate planning, and credit solutions.
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After Graduation Job in Bank FAQs
How can I get a job in a bank after graduation?
You can apply for many entry-level positions available at different job sites and career pages of the banks to get a job in private banks. You can also enrol yourself in a short term certificate program in the bfsi sector that offers 100% placement assistance.
Which course is best for a bank job after graduation?
Candidates can choose many certification courses after completing their graduation to get many opportunities in private banks.
Can I do banking after BA?
Yes, candidates can apply for banking exams and entry-level banking jobs after completing their BA course.
Can I Join the bank without exams?
Candidates can apply for many entry-level bank jobs without an exam in private banks such as HDFC, ICICI, Kotak Mahindra, Axis Bank etc. However, candidates need to sit for interviews.